Energy Sacco – Energy Regulate Non WDT

To be a leading, efficient and equitable Sacco delivering financial services to members in governmental sector and beyond.

To mobilize resources for the purpose of enhancing economic well-being of the members through provision of affordable and sustainable financial services and to ensure realization of competitive rate of returns

• Integrity and honesty • Moral uprightness • Transparency and accountability • Team spirit, discipline, respect and courtesy • Efficiency and effectiveness • Commitment and dedication • Professionalism • Quality service • Impartiality

Energy Regulated Non WDT Sacco Society

ENERGY Sacco was incorporated in 1982 with the objective of forming a savings pool by the members from they can borrow at affordable interest in order to finance their development. Our vision is to be a leading, efficient and equitable Sacco delivering financial services to members in governmental sector and beyond.

All loans should be within three times of the member’s shares.
No member shall be granted two capital / development loans to run parallel to each other

Normal Loans

• Normal loan -Type 1 • Normal loan -Type 2 • Normal loan -Type 3

Refinancing Loan

Repayable in 24 months and attracts an interest rate of 24% per annum

Emergency Loan

• Emergency loan -Type 1 • Emergency loan -Type 2

School Fees Loan

Repayable in 12 months and attracts an interest rate of 12% per annum (1% per month)

Biashara Scale Up

Purpose: To enable entrepreneur (s) start/or scale up business ventures

Huduma Loan

Repayable in 36 months, 48 months, 60 months and attracts an interest rate of 18% (1 .5% per month)

ENERGY Sacco was incorporated in 1982 with the objective of forming a savings pool by the members from they can borrow at affordable interest in order to finance their development.