To be a leading, efficient and equitable Sacco delivering financial services to members in governmental sector and beyond.
To mobilize resources for the purpose of enhancing economic well-being of the members through provision of affordable and sustainable financial services and to ensure realization of competitive rate of returns
• Integrity and honesty • Moral uprightness • Transparency and accountability • Team spirit, discipline, respect and courtesy • Efficiency and effectiveness • Commitment and dedication • Professionalism • Quality service • Impartiality

Energy Regulated Non WDT Sacco Society

ENERGY Sacco was incorporated in 1982 with the objective of forming a savings pool by the members from they can borrow at affordable interest in order to finance their development. Our vision is to be a leading, efficient and equitable Sacco delivering financial services to members in governmental sector and beyond.

Loan Products

  • All loans should be within three times of the member’s shares.
  • No member shall be granted two capital / development loans to run parallel to each other

Normal Loans

• Normal loan -Type 1 • Normal loan -Type 2 • Normal loan -Type 3

Refinancing Loan

Repayable in 24 months and attracts an interest rate of 24% per annum

Emergency Loan

• Emergency loan -Type 1 • Emergency loan -Type 2
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School Fees Loan

Repayable in 12 months and attracts an interest rate of 12% per annum (1% per month)
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Biashara Scale Up

Purpose: To enable entrepreneur (s) start/or scale up business ventures
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Huduma Loan

Repayable in 36 months, 48 months, 60 months and attracts an interest rate of 18% (1 .5% per month)

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